Wedding photographers have lots on their plates. You’re responsible for capturing one of the most important days in your clients’ lives, and you want to do it perfectly. But what happens if something goes wrong? That’s where legal protections come in. If you have everything buttoned-up before the big day, you’ll be able to focus on what matters!
Here’s the most important things you should consider when performing a DIY “legal audit” on your wedding photography business.
1. Copyright and Intellectual Property
Your photos and videos are your creative work, and you deserve to be protected. Copyright law gives you exclusive rights to your work, which means that no one else can copy, distribute, or display it without your permission. Make sure your contracts include intellectual property clauses and that your clients understand their rights.
2. Contracts and Agreements
A well-written contract is essential for any wedding photographer. It will set out the terms of your agreement with your client, including:
- The scope of your services
- The payment schedule
- The delivery date for your photos and videos
- Cancellation and termination clauses
- Liability limits and insurance requirements
While there are plenty of great contract templates available online to get started, at one point, you’ll want to consult with an attorney to make sure you and your business are adequately protected.
3. Liability Insurance
Liability insurance is a must-have for any wedding photographer. It will protect you financially in the event of an accident or claim, such as if you accidentally damage a client’s property or if someone is injured at your photoshoot.
4. Liability Protection
In addition to liability insurance, there are other steps you can take to protect yourself from liability. These include:
- Getting a written release from your clients before you start shooting.
- Using a watermark or copyright notice on your photos and videos.
- Keeping your equipment in good working order.
- Following all safety regulations.
5. Force Majeure Clauses
A force majeure clause is a contractual provision that excuses a party from performing their obligations in the event of an unforeseen event, such as a natural disaster or pandemic. This type of clause is important for wedding photographers because it can protect them from liability if they are unable to fulfill their contractual obligations due to circumstances beyond their control.
6. Dispute Resolution
It is also important to include a dispute resolution clause in your contract. While you never want to have a dispute with your clients, problems do arise, and this clause will specify the process for resolving disputes between you and your client, such as mediation or arbitration. This can help to avoid costly and time-consuming litigation.
7. Business Formation
Choosing the right business structure is an important decision for any wedding photographer. The type of business structure you choose will have implications for your liability, taxes, and other legal matters. Read Should you start a LLC to learn more about what type of business entity is best for you.
8. Taxes
Wedding photographers are required to pay taxes on their income. It is important to understand your tax obligations and to file your taxes correctly.
Congratulations on your wedding photography business! Whether you are just getting started or already have a flourishing company, it’s an exciting time to be an entrepreneur. Be sure to reach out for a free introductory meeting if you have any questions.
We know how difficult starting a business is, so we utilize value-based pricing and subscription offerings to small businesses. You can learn more about these offerings here.
Spencer K. Schneider is part of the Schneider Branch Law Firm.
